A major stress for many people in these challenging economic times is money. How do you view money? Do you have an easy come easy go attitude, are you a thrifty spender or are you burdened with debt? Whatever your view of money is, the following tip may be helpful to get or keep your finances in order.
TIP: Spending more than one earns is a recipe for accumulating massive debt. Create a budget and stick to it. Track your spending for a month so that you know where your money is going. You may be surprised at how much you spend on coffee, snacks and non-essentials.
If you are in the habit of saving a portion of your income, congratulations and keep up the good work.
Eliminate credit cards – Create a short and long term plan to pay off outstanding credit cards. Not only will you be free from debt but you will also gain a new found sense of freedom.
About the Author:
Gladys M. Anderson is a certified group coach, personal life coach and a licensed marriage & family therapist. Gladys helps nurses, therapists, teachers and other caregivers establish boundaries, build balance and create breathing space in their busy lives.